Agribusiness & Farm Insurance
Key Coverages:
From family farms to commercial operations, agriculture faces weather, equipment, livestock, and market risks. Our Agribusiness & Farm Insurance packages combine Farm Property, Farm Liability, Equipment, Livestock, Pollution, and Business Interruption—with options for Produce Contamination and Milk/Stock Spoilage
Farm Property –
Dwellings (if scheduled), barns, outbuildings, greenhouses, fencing, bins/silos
Contents and Produce –
Seed, feed, chemicals, harvested crops, refrigerated/frozen stock
Farm Liability –
On‑premises and operations liability, personal liability (if applicable)
Equipment & Mobile Machinery –
Tractors, combines, attachments, tools; rented/borrowed equipment
Livestock Coverage –
Mortality for cattle, swine, poultry; limited disease/perils where available
Pollution Liability (Farm) –
Fuel/chemical spills, manure management (where eligible)
Business Interruption / Loss of Income –
After covered property losses
Equipment Breakdown –
Motors, pumps, milking systems, refrigeration units
Umbrella / Excess Liability –
Additional limits for higher-risk operations.
Commercial Auto & Umbrella –
Vehicles and higher liability limits
Who It's For
Crop Farms
Dair Farms
Poultry, Beef, Swine Farms
Greenhouses
Orchards, Vineyards
Cash Crop
Custom Operators
Agri Service Providers
Common Claims Scenarios
Windstorm damages barn roof (Property)
Milk tank failure causes spoilage (Equipment Breakdown & Spoilage)
Visitor injury during farm tour (Liability)
Diesel spill requiring cleanup (Pollution)
Risk Mamagement Tips
Electrical inspections and surge protection for milking/cooling systems
Fuel storage safeguards and spill response kits
Biosecurity protocols for livestock and visitor controls
Maintenance logs for machinery and refrigeration temperature monitoring
What We'll need for a Quote
Farm type and acreage, annual revenue/production
Building schedule (construction, age, values), contents and produce values
Equipment list and values, livestock counts/values
Claims history (5 years), seasonal workers/visitors, and any agritourism activities
.