Overview:
Manufacturers face complex risks—from equipment breakdown to product liability and global supply chains. Our Manufacturing Insurance programs combine Property, Equipment Breakdown, Product Liability, Manufacturers E&O, Product Recall Expense, Cargo/Transit, Cyber, and Business Interruption to keep your lines running and your brand protected.
Key Coverages
Commercial Property & Stock –
Buildings, contents, finished goods, stock and stock-in-process
Equipment Breakdown –
Presses, boilers, compressors, robotics, electrical surge
Business Interruption & Extra Expense –
Lost income, expedited shipping, temporary premise
Product Liability –
Bodily injury/property damage from products, world-wide jurisdiction (where applicable)
Manufacturers E&O –
Financial loss due to defective design/specs or failure to meet performance
Product Recall Expense –
Voluntary/mandatory recall, crisis management, brand rehabilitation
Cargo/Transit & Marine –
Domestic/international transit, inland marine, ocean cargo
Cyber & Privacy Liability –
Ransomware, business email compromise, third-party liability, data restoration
Umbrella/Excess Liability –
Higher limits across primary policies
Environmental Impairment Liability –
Sudden/gradual pollution, cleanup costs (where eligible)
Who It's For
Food & beverage Maunfacturing
Metal Fabrication
Plastic Fabroication
Electronics Manufacturing
Automotive Parts
Furniture
Packaging
Custom Manufacturing
Common Claims Scenarios
Gearbox failure halts production (Equipment Breakdown & BI)
Product defect causes third party property damage (Product Liability)
Contaminated batch triggers recall and customer notifications (Recall Expense)
Phishing attack disrupts operations (Cyber & BI)
Risk Mamagement Tips
Preventive maintenance and vibration/thermal monitoring
Supplier quality agreements and batch traceability
Formal product testing and change management protocols
Cyber hygiene: MFA, backups, endpoint protection, staff training
Business continuity planning with critical spare inventory
What We'll need for a Quote
Products list, end use, and jurisdictions sold into
Quality controls/ISO certifications, recall plan, and vendor audits
Machinery values, bottleneck equipment, and BI worksheets (gross profit)
Loss history (5 years), contracts/indemnities, and requested limits
.