Transportation Insurance
Transportation and logistics businesses face constant exposure on the road—from vehicle accidents to cargo damage and regulatory requirements. Our Transportation Insurance solutions are designed to protect trucking companies, delivery services, and fleet operators with coverage tailored to your operations, vehicles, and cargo.
As a local broker, we offer personalized service, access to exclusive insurance partners, and Captive insurance programs for cost-effective risk management.
Key Coverages:
Commercial Auto Liability –
Covers bodily injury and property damage caused by insured vehicles.
Physical Damage Coverage –
Protection for owned trucks, trailers, and equipment against collision and comprehensive losses.
Motor Truck Cargo Insurance –
Covers loss or damage to cargo while in transit..
Fleet Insurance –
Simplified coverage for multiple vehicles under one policy. (5 minimum)
Non-Owned & Hired Auto Liability –
Protection for leased, rented, or owner-operated vehicles.
Trailer Interchange Coverage –
Covers damage to non-owned trailers under interchange agreements.
Umbrella / Excess Liability –
Higher limits over CGL/Auto Liability Policies.
General Liability Insurance –
Protection for operations-related claims beyond vehicle use.
Cross-Border Trucking Coverage –
Seamless protection for U.S. and Canadian routes.
Who It's For
Local and long-haul carriers
Fleet-based Service businesses
Owner-operators
Freight and logistics companies
Trucking and hauling companies
Common Claims Scenarios
Collision involving a company truck resulting in third-party injuries (Auto Liability)
Cargo damaged due to sudden braking or load shift (Motor Truck Cargo)
Theft or vandalism of a parked vehicle or trailer (Physical Damage)
Damage to a non-owned trailer under an interchange agreement (Trailer Interchange)
Risk Mamagement Tips
Maintain driver training and safety programs
Use driver logs, telematics, and regular vehicle inspections
Secure cargo properly and document load conditions
Verify certificates and contracts with owner-operators
What We'll need for a Quote
Vehicle list (units, VINs, values, radius of travel)
Driver information and loss history (typically 5 years)
Cargo types, limits required, and hauling radius
Required liability limits and certificates
.